Industry Focus

IXI's foundation of direct-measured assets produces powerful solutions for firms that target U.S. investors and consumers

Student Lending

New Metrics to Enhance Student Loan Marketing and Account Management

The demand for student loans is higher than ever before while default rates continue to climb. Yet student lenders often lack sufficient information about borrowers and households in order to effectively differentiate and target optimal student loan prospects.

IXI Services Adds Insight Along the Student Lending Value Chain

IXI solutions for student lenders and servicers offer a set of robust economic measures that can be used to provide a clearer view of households’ estimated financial position. Our wealth-based measures can supplement existing models and provide valuable insights to executives, analysts, and point-of-contact representatives, helping them to better understand, target, and service student borrowers based on estimated household financial capacity.

Our solutions are based on a foundation of approximately $13 trillion in anonymized, directly measured consumer assets, gathered from leading banks, securities, and insurance firms and offer enhanced coverage of households’ estimated financial position.

Leverage IXI’s Wealth-Based Solutions to Better Understand Household Estimated Financial Capacity and Enhance Student Lending Analytics

Improve Marketing, Account Acquisition, and Segmentation

Enhance Account Management

  • Differentiate seemingly like borrowers based on estimated financial capacity
  • Supplement existing servicing models and income measures with more current estimates of total household income and wealth

IXI’s products were neither developed for the purposes of, nor intended to be used for, the extension of credit to any individual, nor should they be used for purposes of determining an individual’s creditworthiness or for any other purpose contemplated under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq.
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