Insights from IXI
Wealth and Spending Matter
This month we decided to take a look at estimated discretionary spending to income ratios by generation. We have classified discretionary expenses as spending beyond basic necessities (housing, utilities, public transportation, personal insurance and pensions).
Asset allocation has changed substantially for both Mass Affluent and Affluent households over the last 6 years. Let’s take a look at how the allocation toward stocks, mutual funds, and deposits has differed for these two groups.
IXI Services helps the nation’s leading financial services and consumer marketing firms optimize marketing efforts, identify growth markets, and enhance practice and performance management.
With over 15 years of experience, IXI enables marketing and sales executives to differentiate and target consumer households based on our Wallet of America foundation, including measures of wealth, income, spending, credit, investment style, share-of-wallet, and share-of-market. Learn more.
IXI Services is a division of Equifax.
Get Instant Financial Insights on your Website Visitors
Credit Unions: Efficiently Market to Your Members
Consultative Solutions: Collaborate with IXI
New Insights to Improve Auto Marketing, Sales, and Lending
What’s New at IXI Services